Authors: Bharath Rao H, Dr.C.Vindya Vasini

Abstract: This project presents an in-depth analysis of the cash flow statements of Kotak Mahindra Bank, a leading private sector bank in India. Cash flow statements are essential financial tools that provide insights into a company's liquidity, operational efficiency, and financial flexibility. The study focuses on examining the three major components of the bank’s cash flows: operating activities, investing activities, and financing activities over a defined period. By analyzing the inflow and outflow of cash in each segment, the project evaluates how Kotak Mahindra Bank manages its resources to sustain growth, handle liabilities, and invest in future opportunities. The research utilizes annual reports, financial disclosures, and secondary data to interpret trends and draw conclusions about the bank’s cash position. The analysis indicates that Kotak Mahindra Bank maintains a stable cash flow from operations, reflecting strong core banking performance. Investment and financing activities are managed strategically to support business expansion while maintaining liquidity. The findings suggest that efficient cash flow management has played a key role in the bank’s financial stability and shareholder value creation.

DOI: http://doi.org/