Authors: Research Scholar Andani Shankar Ghansham, Dr. Sanjay Kumar Sriwastaw

Abstract: The banking sector plays a pivotal role in the economic growth of any nation, with its performance significantly influencing the overall economy. In the context of the Indian banking sector, a pressing concern has emerged in the form of escalating Non-Performing Assets (NPAs), which has the potential to adversely affect the economy. This paper focuses on examining the impact of these NPAs on customers, particularly depositors of SBI. The study employs correlation analysis to uncover potential relationships between rising NPAs and their effects on depositors.