Dr. R. Dharma Ragini
Affiliation Head, Associate Professor and Research Co-Ordinator, Department of Commerce & Research Center, Vivekananda College, Kanyakumari, India
Email-Id: rdrajini@gmail.com

Publication: 

Books:

  • The book “Effects of Microfinance Service on MSMEs” was published by Multi-Spectrum Publications in 2024 with ISBN 978-81-980794-6-6.

  • The book “Impact of Social Media on Consumer Buying Behaviour towards FMCG in Kanyakumari” was published by Merimax Publications in 2025 with ISBN 978-81-987436-7-1.

  • The book “Recent Development in India @ 2025, Volume III” was published by Chyren Publication, Haryana, in 2025 with ISBN 978-93-714392-4-4.

  • The book “International Conference Proceedings on Emerging Trends in Multidisciplinary Research and Technology” was published by Multi-Spectrum Publication, Tamil Nadu, in 2025 with ISBN 978-81-990257-0-7.

  • The book “Vaikundarum Valviyalum” was published by Kavignan Pathippagam in 2025 with ISBN 978-81-955394-4-4.

Publications:

  • I published an article titled “Motives of Earnings of Women Entrepreneurs” in the Journal of Women Empowerment and Studies, 2023.

  • I published an article titled “Amazon Online Shopping among College Students” in the i-Manager’s Journal on Economics and Commerce, 2024.

  • I published an article titled “Optimizing Logistics, Customs and International Payment” in Edu Spectra, Thiagarajar College of Preceptors, 2025.

  • I published an article titled “Digital and Financial Literacy and Its Impact on Financial Decision” in the Advanced International Journal for Research, 2025.

  • I published an article titled “Pandaya Vannikamum and the Indian Economy” in the Shanlax International Journal of Arts, Science and Humanities, 2025.