IJNREFM EDITORIAL BOARD MEMBER Dr MURALIDHARA S V

Dr Muralidhara S V
Affiliation	Associate Professor, Department of Commerce & NAAC & IQAC Coordinator Government First Grade College, Kuvempunagar, Karnataka, India
Email-Id:	murulidcetnp@gmail.com
Publication: . "Renewable Energy Transition in Rural Communities" – THE RESEARCH JOURNAL (TRJ), Vol. 11 Issue 3, 2025 "Role of Agriculture in Rural Development: Growth Perspective in India" – ISSN: 2347- 4777, IJCSS, 2024 "Corporate Social Responsibility and Disability Inclusion in Management" – ISSN: 2249- 9040, IPE Journal of Management, 2024 "Training and Development Practices in Software Companies" – ISSN: 2347-3150, UGC CARE Group-I Journal, 2023 ."Customer Satisfaction of Electronic Banking Systems in Karnataka" – ISSN: 1934-7197, JECA, 2022 "Critical Study of E-Banking Services in Rural Mysore" – ISSN: 1934-7197, JECA, 2022

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Fairness-Aware Credit Intelligence: Balancing Predictive Accuracy, Inclusion, And Regulatory Accountability

Authors: Dr. Harsha Sammangi, Aditya Jagatha, Ruthwik Gullipalli Abstract: Machine learning has substantially improved consumer credit-risk prediction, yet its deployment in lending decisions raises persistent concerns regarding demographic fairness, financial…

Autonomous Personalization Engines: Causal Effects Of Generative Recommenders On Customer Value And Market Manipulation

Authors: Navya Sri Maddukuri, Hari Nagakoteswar Tripurari Abstract: Digital commerce platforms are transitioning from static, catalog-constrained recommendation systems toward autonomous personalization engines capable of generating individualized offers, marketing messages, and…

IJNREFM EDITORIAL BOARD MEMBER Dr MURALIDHARA S V

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