IJNREFM EDITORIAL BOARD MEMBER Dr MURALIDHARA S V

Dr Muralidhara S V
Affiliation	Associate Professor, Department of Commerce & NAAC & IQAC Coordinator Government First Grade College, Kuvempunagar, Karnataka, India
Email-Id:	murulidcetnp@gmail.com
Publication: . "Renewable Energy Transition in Rural Communities" – THE RESEARCH JOURNAL (TRJ), Vol. 11 Issue 3, 2025 "Role of Agriculture in Rural Development: Growth Perspective in India" – ISSN: 2347- 4777, IJCSS, 2024 "Corporate Social Responsibility and Disability Inclusion in Management" – ISSN: 2249- 9040, IPE Journal of Management, 2024 "Training and Development Practices in Software Companies" – ISSN: 2347-3150, UGC CARE Group-I Journal, 2023 ."Customer Satisfaction of Electronic Banking Systems in Karnataka" – ISSN: 1934-7197, JECA, 2022 "Critical Study of E-Banking Services in Rural Mysore" – ISSN: 1934-7197, JECA, 2022

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Digital Financial Services and Access to Formal Finance in Rural India: An Empirical Study

Authors: Assistant Professor Ramavath Balaram Abstract: The aim of this study is to explore the potential of digital financial services (DFS) in enhancing rural households' access to formal financial services…

The impact of Artificial Intelligence on Modern Business Management

Authors: Dr. R. Lavanya Abstract: Artificial Intelligence has emerged as one of the most powerful technological phenomena in shaping modern business management. Artificial intelligence systems nowadays can analyze enormous amounts…

IJNREFM EDITORIAL BOARD MEMBER Dr MURALIDHARA S V

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Digital Financial Services and Access to Formal Finance in Rural India: An Empirical Study

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