Dr. Thokala Vijayakumar 
Affiliation Assistant Professor, Department of commerce India .
Email-Id: t.vj444@gmail.com
Publication:.Books:

  • Digital Banking- Impact of Customers’ Perceived Risks and Rewards on Usage of Digital Banking in select public and private sector banks”Published by Labert Academic Publishers, brand of OmniScriptum, London, United Kingdom. ISBN: 978-620-8-22524-7,2025.

Publications:

  • A Study On Green Bonds In India: Opportunities And Challenges,International Journal for Novel Research in Economics , Finance and Management www.ijnrefm.com Volume 4, Issue 1, PP: 01-04 ISSN: 3048-7722, IF:6.7 Jan-Feb-2026.
  • A Thematic Approach to Influence of Different Organization Cultures on E-Commerce Adoption Maturity” E-Commerce, Marketing, and Consumer Behaviour in the AI Era-chapter 4, page No.57-80, IGI Global Scientific Publishing,2025.
  • Customers’ Perception On Digital Banking Activities And Affecting Factors: A Study In The Banking Context Of India, International Journal for Research Trends in Social Science & Humanities Volume 3, Issue, PP 1-1,2025.
  • Customers’ Perception On Digital Banking Activities And Affecting Factors: A Study In The Banking Context Of India, International Journal for Research Trends in Social Science & Humanities Volume 3, Issue 3, PP 1-11,May-Jun- 2025.
  • Does Digital Banking Meet Customers’ Expectations: A Study Of Canara & HDFC Banks Of Telangana State, Published in International Journal of Cultural Studies and Social Sciences, Vol-22, Issue-1, No.14, : ISSN: 2347-4777 (UGC CARE Journal)January – June: 2025.