Authors: Kornu Chandra Shekar, Dr. S. Narender
Abstract: The mutual fund industry in India has grown a lot in the last ten years and has become one of the most important parts of the country's financial system. Mutual funds help people and big organizations save money and then invest it in different kinds of securities. This study looks at how the industry has grown, how its structure has changed, and what factors have helped it develop. The industry has grown very quickly in terms of the total money it manages, known as Assets Under Management (AUM). It went from about ₹12.7 trillion in 2015 to more than ₹80 trillion by 2025–2026, which is more than six times the amount. This growth has been because more people are aware of investing, they know more about finance, and they are using Systematic Investment Plans (SIPs), which help them invest regularly. Also, the number of people investing has more than doubled in recent years, showing that more individuals, especially in cities and smaller towns, are getting involved.
